Top 5 "The World's Billionaires" by Entrepreneur.Ravinder Singh

#1.Warren Buffett
Age: 77

Fortune: self made

Source: Berkshire Hathaway

Net Worth: $62.0 bil

Country Of Citizenship: United States

Residence: Omaha, Nebraska , United States, North America

Industry: Investments

Marital Status: widowed, remarried, 3 children

Education: University of Nebraska Lincoln, Bachelor of Arts / Science
Columbia University, Master of Science
America's most beloved investor is now the world's richest man. Soared past friend and bridge partner Bill Gates as shares of Berkshire Hathaway climbed 25% since the middle of last July. Son of Nebraska politician delivered newspapers as a boy. Filed first tax return at age 13, claiming $35 deduction for bicycle. Studied under value investing guru Benjamin Graham at Columbia. Took over textile firm Berkshire Hathaway 1965. Today holding company invested in insurance (Geico, General Re), jewelry (Borsheim's), utilities (MidAmerican Energy), food (Dairy Queen, See's Candies). Also has noncontrolling stakes in Anheuser-Busch, Coca-Cola, Wells Fargo. Insurance operations flourished in 2007. "That party is over. It's a certainty that insurance-industry profit margins, including ours, will fall significantly in 2008." The Oracle of Omaha issued a challenge to members of The Forbes 400 in October; said he would donate $1 million to charity if the collective group of richest Americans would admit they pay less taxes, as a percentage of income, than their secretaries. Had long promised to give away his fortune posthumously. Irrevocably earmarked the majority of his Berkshire shares to charity in 2006, mostly to the Bill & Melinda Gates Foundation. Gift was valued at $31 billion on day of announcement; donation will far exceed that sum so long as Berkshire shares continue to rise.
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#2 Carlos Slim Helu & family
Age: 68

Fortune: self made

Source: telecom

Net Worth: $60.0 bil

Country Of Citizenship: Mexico

Residence: Mexico City , Mexico, Latin America

Industry: Communications

Marital Status: widowed, 6 children

Education: NA

Second-richest man in the world this year; even richer than Microsoft's Bill Gates, at least for now, thanks to strong Mexican equities market and the performance of his wireless telephone company, America Movil. The son of a Lebanese immigrant, Slim made his first fortune in 1990 when he bought fixed line operator Telefonos de Mexico (Telmex) in a privatization. In December, America Movil struck a deal with Yahoo to provide mobile Web services to 16 countries in Latin America and the Caribbean. A widower and father of six, Slim is a baseball fan and art collector. He keeps his art collection in Mexico City's Museo Soumaya, which he named after his late wife. In recent years, he has donated close to $7 billion worth of cash and stock to fund education and health projects, and to the revitalization of Mexico City's downtown historical district.
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#3 William Gates III
Age: 52

Fortune: self made

Source: Microsoft

Net Worth: $58.0 bil

Country Of Citizenship: United States

Residence: Medina, Washington , United States, North America

Industry: Software

Marital Status: married, 3 children

Education: Harvard University, Drop Out

Harvard dropout and Microsoft visionary no longer the world's richest man. Blame Yahoo: Microsoft shares have fallen 15% since the company boldly attempted to merge with the search engine giant to better fight Google for Internet dominance. Gates is preparing to give up day-to-day involvement in the company he cofounded 33 years ago to spend more time focused on his philanthropic endeavors. Bill & Melinda Gates Foundation has $38.7 billion in assets, donates to causes aimed at bringing financial tools to the poor, speeding up the development of vaccines (for AIDS, malaria, tuberculosis), bettering America's lagging high schools. Sells 20 million Microsoft shares every quarter, proceeds going to private investment vehicle Cascade; more than half of net worth now outside of Microsoft. Company spent $6 billion to land Web ad firm Aquantive last May. Would-be rival to Apple's iPod, the Zune, not yet a hit. Believes Microsoft's far-flung bets, including 10-year affair with Internet-based television, may soon pay off; says next 10 years will be the "most interesting" in software history.
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#4 Lakshmi Mittal
Age: 57

Fortune: inherited and growing

Source: steel

Net Worth: $45.0 bil

Country Of Citizenship: India

Residence: London , United Kingdom, Europe & Russia

Industry: Manufacturing

Marital Status: married, 2 children

Education: St Xavier's College Calcutta, Bachelor of Arts / Science

Heads world's largest steelmaker, $105 billion (sales) ArcelorMittal, which accounts for 10% of all crude steel production. Just delivered 580 tons to be used in construction of the World Trade Center memorial in New York. With 44% stake, is the company's largest shareholder. Longtime resident of London is Europe's richest resident.
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#5 Mukesh Ambani
Age: 50

Fortune: inherited and growing

Source: petrochemicals

Net Worth: $43.0 bil

Country Of Citizenship: India

Residence: Mumbai , India, Asia & Australia

Industry: Manufacturing

Marital Status: married, 3 children

Education: University of Bombay, Bachelor of Chemical Engineering
Stanford University, Master of Business Administration
Asia's richest resident heads petrochemicals giant Reliance Industries, India's most valuable company by market cap. His fortune is up $22.9 billion since last year, making him the world's second biggest gainer in terms of dollars. The biggest gainer was his estranged brother Anil, who ranks 6th in the world just behind his older brother. The sons inherited their fortune from their late father, renowned industrialist Dhirubhai Ambani. But they couldn't get along and in 2005 their mother brokered a peace settlement breaking up the family's assets. Mukesh is using some of his money to build a 27-story home.
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THE other BILLIONAIRES are Following
6.Anil Ambani
7.Ingvar Kamprad
8.KP Singh
9.Oleg Deripaska
10.Karl Albrecht
11.Li Ka-shing
12.Sheldon Adelson
13.Bernard Arnault
14.Lawrence Ellison
15.Roman Abramovich
16.Theo Albrecht
17.Liliane Bettencourt
18.Alexei Mordashov
19.Prince Alwaleed
20.Mikhail Fridman

WHY RATAN TATA'S NAME IS NOT ON THE BILLIONARES LIST by Entrepreneur.Ravinder Singh

Here is a Real Story of Ratan Tata:


So many people around the world want to know that "What is the Net Worth of Ratan Tata"?

TATA Group is running 96 businesses and out of which 28 Companies are publically listed on the various stock exchanges.
Tata Group is world's top 50 Group according to Market capitalization and Reputation.

Have you ever thought why Ratan tata's name is not in the list of
billionaire' s club? why Ratan Tata is not a billionaire on the Forbes magazine list of billionaire people of the world?

The reason is that, TATA Group's 96 companies are held by its main Company "TATA Sons" and the main owner of this TATA Sons is not Ratan Tata but various charitable organizations developed and run by TATA Group.

Out of which JRD TATA Trust & Sir Ratan Tata Trust are the main. 65% ownership of TATA Sons which is the key holding company of the other 96 TATA Group Company is held by various charitable organizations.

So this 65% ownership ownership of Tatasons Limited is not reflected on Ratan Tata's personal Financial Statement but on the various charitable organizations. and this is the reason why Ratan Tata is not in the list of Billionaire club.

if we put this 65% ownership of Tata Sons in Ratan TATA's own personal financial statement then Ratan Tata's Net worth can become more than $ 70 billion. and that's much more than the Warren Buffet's Current Net Worth of $ 62 billion, the world's richest person according to Forbes magazine 2008.


However, it doesn't mean that Ratan Tata is poor. In one interviews he had told the reporter that, "I have my own Capital". He is the chairman of Tata Group so obviously he earns lots of money every year as a bonus, remuneration and salary. However, Ratan Tata's Net worth is not $ 1 Billion.

He is not a billionaire on paper. but in reality he is the richest
person of the world. His net worth in reality is more than Bill Gates and Warren Buffet.

SO the good thing about Tata Group is that, They do Charity out of their Money...

And that is the reason TATA Group has generated so much of Goodwill over last 5 generations.

Prime Minister.Manmohan Singh Ji (Resume)

Can anyone beat this resume ?
Once can hardly find very few world leaders can compete with resume.
RESUME

EDUCATION /Qualification:

Stood first in BA (Hons), Economics, Panjab University, Chandigarh,
1952.
Stood first in MA (Economics), Panjab University, Chandigarh,
1954.
Wright's Prize for distinguished performance at St John's College,
Cambridge, 1955 and 1957.
Wrenbury scholar, University of Cambridge,
1957.
DPhil (Oxford), DLitt (Honoris Causa); PhD thesis on India's
export competitiveness.

OCCUPATION /Teaching Experience:

Professor (Senior lecturer, Economics, 1957-59.
Reader, Economics, 1959-63.
Professor, Economics, Panjab University, Chandigarh, 1963-65.
Professor, International Trade, Delhi School of Economics,Universit y of Delhi, 1969-71.
Honorary professor, Jawaharlal Nehru University,New Delhi,
1976 and Delhi School of Economics, University of Delhi,1996 and CivilServant.

Working Experience/ POSITIONS:

1971-72: Economic advisor, ministry of foreign trade.
1972-76: Chief economic advisor, ministry of finance.
1976-80: Director, Reserve Bank of India.
Director, Industrial Development Bank of India.
Alternate governor for India, Board of governors, Asian Development Bank.
Alternate governor for India, Board of governors, IBRD.
November 1976 - April 1980: Secretary, ministry of finance (Department
of economic affairs); Member, finance, Atomic Energy Commission; Member, finance, Space Commission.
April 1980 - September 15, 1982: Member-secretary, Planning Commission
1980-83: Chairman, India Committee of the Indo-Japan joint study
committee September 16, 1982 - January 14, 1985: Governor, Reserve Bank
of India.
1982-85: Alternate Governor for India, Board of governors,
International Monetary Fund.
1983-84: Member, economic advisory council to the Prime Minister.
1985: President, Indian Economic Association.
January 15, 1985 - July 31, 1987: Deputy Chairman, Planning Commission.
August 1, 1987 - November 10, 1990: Secretary-general and commissioner, south commission, Geneva.
December 10, 1990 - March 14, 1991: Advisor to the Prime Minister on
economic affairs.
March 15, 1991 - June 20, 1991: Chairman, UGC.
June 21, 1991 - May 15, 1996: Union finance minister.
October 1991: Elected to Rajya Sabha from Assam on Congress ticket.
June 1995: Re-elected to Rajya Sabha.
1996 onwards: Member, Consultative Committee for the ministry of finance.
August 1, 1996 - December 4, 1997: Chairman, Parliamentary standing
committee on commerce.
March 21, 1998 : Leader of the Opposition, Rajya Sabha.
June 5, 1998 : Member, committee on finance.
August 13, 1998 : Member, committee on rules.
Aug 1998-2001: Member, committee of privileges 2000 onwards: Member,
executive committee, Indian parliamentary group.
June 2001: Re-elected to Rajya Sabha.
Aug 2001 : Member, general purposes committee.
May 22, 2004 onwards: Prime Minister of India.
BOOKS:
India's Export Trends and Prospects for Self-Sustained Growth -Clarendon
Press, Oxford University, 1964; also published a large number of
articles in various economic journals.

OTHER ACCOMPLISHMENTS:

Adam Smith Prize, University of Cambridge, 1956
Padma Vibhushan, 1987
Euro money Award, Finance Minister of the Year, 1993;
Asia money Award, Finance Minister of the Year for Asia, 1993 and 1994

INTERNATIONAL ASSIGNMENTS:

1966: Economic Affairs Officer
1966-69: Chief, financing for trade section, UNCTAD
1972-74: Deputy for India in IMF Committee of Twenty on International
Monetary Reform
1977-79: Indian delegation to Aid-India Consortium Meetings
1980-82: Indo-Soviet joint planning group meeting
1982: Indo-Soviet moni toring group meeting
1993: Commonwealth Heads of Government Meeting Cyprus 1993: Human
Rights World Conference, Vienna

RECREATION:
Gymkhana Club, New Delhi; Life Member, India International Centre, New
Delhi

Name: Dr Manmohan Singh
DOB: September 26, 1932
Place of Birth: Gah (West Punjab)
Father: S. Gurmukh Singh
Mother: Mrs Amrit Kaur
Married on: September 14, 1958
Wife: Mrs Gursharan Kaur
Children: Three daughters

1931 BRITISH INDIA One Quarter Anna BOMBAY Mumbai MINT..I Have...Ravinder Singh

This is a beautiful red uncirculated One Quarter Anna from British India. Struck at the Bombay (Mumbai)Mint and dated 1940 during the reign of George VI who was the king of Great Britain and Emperor of INDIA.

Weight: 4.42 Gram, 25 milimeter,bronze. Standard catalog of world coins by krause-mishler#531

who invented Yahoo........By Entrepreneur.Ravinder Singh

Founded==> Santa Clara, California(March 1, 1995)
Headquarters==> 701 First Avenue Sunnyvale, California, USA

Co-founder==> Jerry Yang,David Filo,

Industry==> Internet, computer software

Revenue==>▲$7.22 billion USD (2008)
Operating income==>▲$4.13 billion USD (2008)
Employees==>15,200 (2008)
Website www.yahoo.com

Dr. Vijay Mallya

Born === December 18, 1955 (age 53)on Bantwal, Karnataka, India
Occupation ===Rajya Sabha MP, Chairman- United Breweries Group, Kingfisher Airlines, Force India, Royal Challengers Bangalore, United Racing and Bloodstock Breeders
Net worth ▲US$1.2 billion

Achievements
1.Establishment of Mallya Hospital in Bangalore. The hospital is located in Vittal Mallya Road, named after his father.
2.Helped to fund the Mallya Aditi International School, a prestigious private school in Bangalore.
3.Initiated the development of prized real estate UB city, in the heart of Bangalore. The project hosts corporate offices, retail and service apartments.

Expensive Thinking.......by Ravinder Singh

PLAN while others are playing.


STUDY while others are sleeping.


DECIDE while others are delaying.


PREPARE while others are daydreaming.


BEGIN while others are procrastinating.


WORK while others are wishing.


SAVE while others are wasting.


LISTEN while others are talking.


SMILE while others are frowning.


COMMEND while others are criticizing.


PERSIST while others are quitting.

COLLEGE DAYS

(kab milnge naa jane hum
yaaron fir se sabhi
laut kar ab naa aayege woh masti bhare din kabhi
ho dil ye apna kahe ki ae doston )-2


(i am really gonna miss this place
i am gonna miss my college days)-2

yaad hai woh saare lactures
humne jo bunk kiye the
proxy kaa pakda jaana
ho lafde kya kam kiye the

milke likhna woh journal
or submission last minut par
exams ki woh taiyaari
ho likna woh 3 ghante
or bahar aake woh kehna
saala kya bekar paper set kiya tha yaar

milta 1st class kabhi yahan
to lagti thi KT kabhi
laut kar ab naa aayege woh masti bhare din kabhi
ho dil ye apna kahe ki ae doston
(i am really gonna miss this place
i am gonna miss my college days)-2

yaad aayege tachers humko dil se humesha
yaad aayega ye campus or iski apni duniya
ho yaad aayega humesha ye aashiyaan
(i am really gonna miss this place
i am gonna miss my college days)-4

This is my Dream car come true on 6 Aug 2009

Price: 11.58lakh

On-road price = Ex-showroom price + Road-tax + Insurance =====>11,87,417

0-100kmph: 16.2sec
Top Speed: 152kmph (achieved)
Mileage: 10.7kmpl (City); 14.4kmpl (Highway)

For: Ride; Image; Comfort
Against: Refinement; Handling; Interior quality

Standard Features
Feature Availability
Air Conditioner yes
Power Windows yes
Power Steering yes
Anti-Lock Braking System yes
Air-Bags (Driver | Passenger) yes/yes
Leather Seats yes
CD Player yes


Specs Availability
Overall Length 4650 mm
Overall Width 1918 mm
Overall Height 1925 mm
Kerb Weight 2170 kg
Mileage (Overall) 11.4 km/liter
Seating Capacity (person) 7 person
No of Doors 5 door
Displacement (cc) 2179 cc
Power 140 PS @ 4000 rpm
Torque 320 Nm @ 1700 rpm
Transmission Type Manual
Gears/Speeds 5 Gears
Minimum Turning Radius 6 meter
Tyres 235/70 R 16, 105 S

E-learning is likely to grow at 90% annually worldwide by IBM survey

Electronic-commerce
Business was once conducted by barter. Money was invented to make it easier but business was still conducted face-to-face. Then along came the telephone and buying and selling could be carried out at the end of a cable. People no longer had to actually go to the market. E-commerce is an extension of that cable. These days you can conduct business without in reality handling goods or cash.

But e-commerce is much more that merely a substitute for traditional shopping. E-commerce operates from business to consumer and business to business. Business-to-business e-commerce goes further and includes electronic data exchange or interchange (EDI), a speedy, automated system of information exchange between companies who work closely together. Another example is standardization of specifications within a given field, for ease of price calculations in a competitive market.

E-commerce is an ideal medium. Sending data over a network is more efficient and much faster than “traditional” methods and thus, far more cost effective.


E-business
This is really nothing more than using the Internet and its related technologies to conduct normal business operations. Whether in advertising, sales, purchasing, human resources, marketing or management, the Internet can be used to increase productivity, reduce costs and thus increase turnover. In other words it’s a management tool. And what’s more, it’s a management tool that is accessible to all businesses, whether a one-man-operation or a large corporation.

E-banking or net banking
This is one of the management tools of e-business. It provides efficiency for banks and businesses and convenience for individual customers. All banking functions can be carried out via the Internet: checking the status of accounts, transferral of funds between accounts, carrying out financial transactions, even using the account for online purchases.